Foreclosure Solutions for Homeowners in California
Expert Help From KeepMyHouse—at No Cost to You
Navigate Foreclosure with Clarity and Confidence
If you’re a homeowner in California facing foreclosure, you’re not alone—and you’re not out of options. Foreclosure can feel overwhelming, confusing, and urgent all at once, but it’s critical to understand that there are protections, resources, and real solutions available to help you regain control.
At KeepMyHouse, we specialize in providing free, personalized foreclosure help in California. Whether you want to stay in your home, delay the process, or explore selling, we break down your legal rights, connect you with experienced professionals, and provide clear next steps—backed by real-time foreclosure data and decades of experience.
In this guide, we’ll walk you through key foreclosure options in California, the legal protections you may not know you have, and the steps you can take right now to avoid foreclosure auction and preserve your peace of mind.
You Have More Power Than You Think
The Importance of Understanding California Homeowner Rights
When you’re behind on mortgage payments or facing foreclosure, it’s easy to feel powerless—but you’re not. In California, the law gives homeowners real protections. The problem? Most people don’t know about them, and lenders aren’t likely to explain.
That’s why understanding your rights is one of the most important steps you can take. It can buy you more time, stop a sale, protect your equity, and help you stay in control of what happens next. Whether you want to keep your home or need help selling, knowing what you’re entitled to under California law could make all the difference.
Don’t rely on your lender to tell you what’s possible. Get the facts. Get support. And take back control of your options.
Legal Protections Most Homeowners Miss
California Homeowner Foreclosure Rights
If you’re a California homeowner facing foreclosure, two major laws can work in your favor: the California Homeowner Bill of Rights and AB 2424. Together, they were created to protect people like you from being rushed, misled, or treated unfairly during the foreclosure process.
The Homeowner Bill of Rights gives you critical protections when dealing with your lender. AB 2424 builds on that foundation, offering new ways to pause foreclosure, get more time, and ensure your home is sold for fair value if selling becomes the best option.
Some of these protections include:
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Your lender must contact you to discuss options before starting foreclosure
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You can’t be foreclosed on while your loan modification is under review
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If your modification is denied, you have the right to a clear explanation—and a chance to appeal
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You may qualify for extra time to sell your home before it goes to auction
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You’re allowed to get help from foreclosure experts like attorneys or realtors without interference from your lender
And that’s just the beginning. These laws offer even more rights depending on your situation—and KeepMyHouse is here to help you understand and use them to your advantage.
You Don’t Have to Face Foreclosure Alone
How KeepMyHouse Helps California Homeowners Facing Foreclosure
At KeepMyHouse, we understand how stressful and overwhelming foreclosure can be. That’s why we offer real help—not one-size-fits-all advice. Our team of foreclosure experts gives you honest guidance, tailored strategies, and access to trusted resources so you can make informed decisions and take back control.
Our foreclosure experts, real estate brokerage, and investment group operate as one coordinated team—aligned in management, mission, and focus—to simplify and accelerate homeowner solutions.
Help You Understand and Use Your Rights
Help You Understand and Use Your Rights
California laws like the Homeowner Bill of Rights and AB 2424 were designed to protect homeowners from unfair practices. We help you understand how those protections apply to your situation and, when needed, connect you with trusted professionals who specialize in foreclosure defense in California—so you can respond with knowledge, not fear.
Keep You Informed with
Real-Time Tracking
Keep You Informed with Real-Time Tracking
Our free House Tracker tool keeps tabs on your property’s foreclosure timeline, sale dates, and bankruptcy filings so nothing catches you off guard. You’ll get alerts and updates faster than the mail—and always know where things stand.
Delay or Prevent
Foreclosure
Delay or Prevent Foreclosure
If you’re up against a trustee sale date or just received a Notice of Default, there may still be time to act. We help you explore legal protections and options—including loan modification help in California—to stop or postpone foreclosure and give you the breathing room you need to move forward.
Offer Free, Personalized
Guidance—No Pressure
Offer Free, Personalized Guidance—No Pressure
Whether you want to fight to keep your home, delay foreclosure, or explore options like a deed in lieu or fast sale, we’ll help you find the right solution. Every call, consultation, and recommendation is 100% free, confidential, and backed by decades of experience helping homeowners navigate foreclosure in California.
Simplify the Process of
Selling If Needed
Simplify the Process of Selling If Needed
Sometimes, selling is the best path—but it doesn’t have to mean losing everything. We’ll help you sell your home fast in California, avoid foreclosure auction, and even explore a short sale in California if your mortgage balance is higher than the value of your home. We also connect you with serious, well-qualified buyers who can close quickly when time is limited.
Trusted Foreclosure Help Since 2011
What Makes KeepMyHouse Different?
KeepMyHouse’s team have provided foreclosure help in California since 2011. We don’t charge fees, we don’t pressure homeowners to sell, and we don’t compete with realtors or attorneys. Instead, we offer:
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Real-time tracking of foreclosure notices and auction dates
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Personalized guidance based on your unique circumstances
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Trusted referrals to legal, real estate, or financial experts
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Support in selling distressed homes quickly and fairly
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Education on your rights under California law
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Every call or message is 100% free and confidential
What Our Customers Are Saying
A Simple, Transparent Process
How to Get Started
We’ve helped thousands of homeowners across California—and we make it easy to begin.
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Free Intake: Tell us what’s going on. We listen—without judgment and without obligation.
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Option Review: We evaluate your situation using up-to-date property and legal data.
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Custom Plan: We walk you through your options and connect you to the right resources.
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Execution: We support you through every step—whether you want to stop foreclosure, delay it, or sell on your terms.
Track Your Foreclosure Status for Free
Stay Ahead With Real-Time Property Alerts
Timing matters. That’s why KeepMyHouse offers free foreclosure and bankruptcy tracking through our – HouseTracker™ system. Just provide information requested and we’ll send you real-time updates on sale dates, notices, and filings—often before you receive anything in the mail.
What California Homeowners Ask Us Most
Frequently Asked Questions
You can—but not just any realtor will do. Work with someone who understands foreclosure timelines and California law, or reach out to KeepMyHouse first to explore all your options before listing.
You may be able to stop or delay foreclosure through a loan modification, legal protections, or by selling before the auction. California laws give you more rights than most lenders explain—KeepMyHouse can help you understand and use these to your advantage.
California uses a nonjudicial foreclosure process that starts with a Notice of Default and can lead to a trustee sale in as little as 120 days. There are multiple points along the way where you can pause or stop the process with the right strategy.
Once a Notice of Default is filed, you typically have at least 90 days before a sale can be scheduled—and another 21 days’ notice before the auction. That said, the sooner you act, the more foreclosure solutions in California become available to you.
Yes Listing your home with an experienced foreclosure realtor team or, selling quickly is often one of the most effective ways to avoid foreclosure—especially if you have equity or qualify for protections under AB 2424. KeepMyHouse can help you connect with our experienced realtor team at Equity Shield or our investment group Sector Capital and close fast while protecting your rights and avoiding auction.
Helpful Links for California Homeowners
Other Trusted Resources for Homeowners Facing Foreclosure
In addition to our personalized help, we also offer a curated directory of external resources, including:
Take the First Step Toward a Real Solution
Don’t Wait—Explore Your Foreclosure Solutions in California Today
If you’ve received a foreclosure notice, have missed payments, or just want to understand your options, now is the time to act. The sooner you start, the more choices you’ll have—and the more likely you are to protect your home and equity.
KeepMyHouse is here to help with real solutions, not empty promises. Contact us today for free, confidential foreclosure help in California.
