How to Avoid “Zombie” Debt After Losing Your Home

How to Avoid “Zombie” Debt After Losing Your Home

Foreclosure wipes out your mortgage—but sometimes, old debts come back from the dead. Here’s how to prevent “zombie” mortgage balances, HOA dues, and collection scams from haunting you. 1. What Is “Zombie” Debt? “Zombie” debt refers to old or discharged obligations...
What Happens to Property Taxes During Foreclosure

What Happens to Property Taxes During Foreclosure

If you’re in foreclosure, property taxes don’t stop. Here’s how California handles unpaid taxes, who’s responsible after the sale, and how to avoid tax-related surprises. 1. Property Taxes and Foreclosure Basics Every California homeowner owes annual property taxes...