Homeowners | KeepMyHouse

What Happens to Property Taxes During Foreclosure

by kmh_admin | Jan 11, 2026 | Homeowners

If you’re in foreclosure, property taxes don’t stop. Here’s how California handles unpaid taxes, who’s responsible after the sale, and how to avoid tax-related surprises. 1. Property Taxes and Foreclosure Basics Every California homeowner owes annual property taxes...

How to Verify the Legitimacy of a Trustee or Foreclosure Notice

by kmh_admin | Jan 10, 2026 | Homeowners

Every homeowner in distress should know how to separate real foreclosure documents from scams. Here’s how to verify the legitimacy of trustees and notices under California law. 1. Why Verification Matters Scammers know that foreclosure creates panic. They send fake...

How to Protect Tenants in a Foreclosed Property (PTFA Explained)

by kmh_admin | Jan 9, 2026 | Homeowners

When a property faces foreclosure, tenants often fear they’ll be forced out overnight. But federal and state laws provide strong protections for renters who act quickly and know their rights. 1. What Is the Protecting Tenants at Foreclosure Act (PTFA)? Originally...

The Difference Between Loan Modification and Forbearance

by kmh_admin | Jan 8, 2026 | Homeowners

If you’re struggling with your mortgage, your lender might offer a modification or a forbearance. Knowing the difference could be the key to saving your home. 1. Understanding the Basics Loan modification and forbearance both help homeowners in hardship, but they...

What Happens After a Foreclosure Auction Is Canceled

by kmh_admin | Jan 7, 2026 | Homeowners

Foreclosure sales can be canceled for many reasons—loan reinstatement, modification, or lender error. Here’s how to confirm what happens next and protect yourself after the cancellation. 1. Why Foreclosure Sales Get Canceled A foreclosure auction may be canceled for a...

How to Challenge Errors in Foreclosure Documents

by kmh_admin | Jan 6, 2026 | Homeowners

Foreclosure notices aren’t always flawless. California homeowners have the right to dispute errors that violate law or misrepresent key facts—sometimes stopping a sale entirely. 1. Why Errors Matter California’s foreclosure laws (Cal. Civ. Code §§ 2924–2924k) require...